Why Freedom?

Helping people get the things they need to start living “their American dream” is our mission. Giving our customers the credit they can afford is our top priority. For 29 years we have started each day with the goal of making our customers happy with both our products and services. Welcome to Freedom, we are glad you are here! For more information about Freedom Stores, read our About Page here.
Instant Credit Approval for ALL Military, Government, and Civilians!
If you’ve had difficulty getting credit elsewhere, Freedom can help! At Freedom, active-duty military, civil service, and government personnel are automatically approved! When other lenders say no, Freedom says YES!
0% Interest for 6 Months
All of our customers can participate in our interest-free program! Freedom offers 6 months 0.0% interest to every customer who finances with us. If the account is kept current and the entire balance is paid in full within 180 days of receipt of merchandise purchased, ALL finance charges will be rebated to the customer, no questions asked!
Custom Payment Plans to Fit Your Budget
We work within your budget so that you’re not stretched too thin. We pride ourselves on being responsible lenders, and have committed ourselves to getting you the products and brands you want, at a payment you can afford.
We Help IMPROVE Your Credit!
We care about improving the overall credit scores of our customers! That’s why—unlike our competitors—we actually report our customers’ on-time payments to the credit bureaus each month. We know how important a good credit score is to your future, so we make it our business to help our customers get there, and stay there!
We Give Back to the Military Community
We love nothing more than to be able to give back to the brave men & women who fight for our Freedom. You can see a list of some of the sponsorships, events, and charities we’re involved with here.
Frequently Asked Questions
The Basics
Will I get approved?
If you’ve had difficulty getting credit elsewhere, Freedom can help! At Freedom, active-duty military, civil service, and government personnel are automatically approved! When other lenders say no, Freedom says YES!
What will the interest be like?
All of our customers can participate in our interest-free program! Freedom offers 6 months 0.0% interest to every customer who finances with us. If the account is kept current and the entire balance is paid in full within 180 days of receipt of merchandise purchased, ALL finance charges will be rebated to the customer, no questions asked!
What will my payments be like?
We work within your budget so that you’re not stretched too thin. We pride ourselves on being responsible lenders, and have committed ourselves to getting you the products and brands you want, at a payment you can afford.
How can my loan with Freedom help my credit?
We care about improving the overall credit scores of our customers! That’s why—unlike our competitors—we actually report our customers’ on-time payments to the credit bureaus each month. We know how important a good credit score is to your future, so we make it our business to help our customers get there, and stay there!
What is Freedom’s place in my community?
We love nothing more than to be able to give back to the brave men & women (and their families) who fight for our Freedom. You can see a list of some of the sponsorships, events, and charities we’re involved with here.
Credit Application Process
Can I apply over the phone?
Yes, please call us at (888) 480-4015 and we will walk you through application.
Can I apply online?
Yes, and we encourage you to do so! We have made out online application easy to follow, and as always our step by step instructions make your instant approval even faster!
Can I apply in person?
Our friendly staff can always help you at any of our locations! For the store nearest you, visit shopfreedom.com/locations
How do I send in my LES?
After your submit your application online, log in to your MyPay where can view your LES. The application will then ask you to upload your LES. If you have problems, save the LES to your desktop, attach to an email and send to freedomonline@freedomfe.com.
How fast until I get approved for credit?
We approve applications quickly! No long waits here to get your products!
How much can I be approved for?
We approve up to $7500 in instant store Credit.
I am a civilian. Can I apply for credit on your website?
We take civilian applications, but only in our local stores. Please visit shopfreedom.com/locations for the store nearest you.
What if I have bad credit, can I apply?
Yes, We at Freedom make it our personal mission to help you build your credit. We, unlike our competitors actually report our customers’ on-time payments to the credit bureaus each month.
Can I still apply if I’m stationed overseas?
Of course! Freedom ships to your home, even if that home is currently 6000 miles away.
Is my personal information secure?
ALWAYS. We never share any of your information with 3rd parties.
Oops, I forgot my password, how do I get a new one?
No worries, contact us at (888) 480-4015 and we will reset the password for you.
How do I make my payments?
The recommended repayment method for active duty military is by military allotment. Freedom Furniture & Electronics recommends allotment repayment because DFAS instituted discretionary allotments for the convenience of the service member. Using an allotment to repay your military loan is extremely beneficial to you because:
- It is convenient and automatic.
- It is timely.
- No check to write each month.
- No envelope, no coupon, no stamps, no trip to the mailbox.
- No need to remember a due date.
- No need to worry when you are in the field, TDY, emergency leave, deployed, etc.
- The allotment service company sends us your money by the first of the month.
- No worry about late payments or late charges.
If I want to make additional payments, how can I?
You can make an additional payment several ways. You can make the payment in person in one of our stores, or online at http://www.shopfreedom.com/pay-online
You can also make additional payments by check or money order. To make payments by check or money order please mail to:
Freedom Stores Inc.
1150 E Little Creek Road
Norfolk, VA 23518
NOTE: Please make sure to put your account number on your payment.
I need to purchase additional items but I still owe you money, Can I still apply?
Certainly! We reward on time payments with increased credit lines and Add-On information. You may be able to add-on more of the items you need without increasing your monthly allotment by a penny!







