The Shopping Warrior Blog

Freedom Furniture & Electronics

White Gold vs. Yellow Gold

Diamond Gold RingWhen one thinks of gold, the color that immediately comes to mind is most likely a bright, metallic yellow. In its purest form, gold is indeed a yellow color. However, there are many other colors that gold can take depending upon the purity of the gold and the type of metal it is alloyed with. Some gold alloys take on a copper reddish tone, while others are rose or pink in color. White and yellow gold are among the most popular alloys used in jewelry, and many buyers face the question of white gold vs yellow gold when looking for the right piece of jewelry.

Yellow gold is probably the most popular form of gold around, commonly used in wedding bands, chain necklaces, bracelets, bangles, and as the basis for elaborate rings. This variety of gold is formed by alloying gold with colored base metals such as copper or zinc. Gold-copper alloys are especially common in the production of yellow gold, particularly in pieces such as wedding bands, which are made to last for decades. The specific hue of yellow gold is determined by the ratio of gold to base metal: the more copper used in the alloy, the redder the gold becomes. A 14 karat gold-copper alloy will be redder in color than an 18 karat or 22 karat alloy.

Like yellow gold, white gold is also created as a result of the gold alloying process. Instead of using colored metals such as copper or zinc, however, refiners use white metals such as nickel, silver, palladium or manganese to form the alloy. The end product is a gold alloy with a whitish hue. Nickel-gold alloys are especially useful in the production of rings due to their strength. Other white gold alloys use several of these metals in the same alloy to change the malleability of the metal and give it the desired color.

When trying to choose between white gold or yellow gold, the jewelry buyer should consider the function, the desired strength and the cost of the gold alloy. Yellow gold is beautiful and a classic element of all kinds of jewelry. Lower purity gold-copper alloys are both cheaper and stronger than higher purity alloys: gold is a very soft as a pure metal, and the copper in the alloy acts as a strengthening agent. This combination of lower cost and higher strength makes 14 karat yellow gold an excellent choice for a wedding band. White gold, on the other hand, is also very beautiful and is suitable for engagement rings, necklaces, and other types of jewelry. White gold also comes in several common purities, most usually 14 karats, 18 karats, and 22 karats. Nickel-gold alloys can trigger an allergic reaction in some people, however, so be sure to know the exact composition of your white gold jewelry before buying it. White gold can also be slightly more expensive than yellow gold depending upon the alloy metal used to create it.

The question of white gold vs. yellow gold is sometimes not a simple one, but the jewelry market offers a variety of excellent choices that incorporate either type. Some pieces of jewelry use both white gold and yellow gold in their designs, perfect for the buyer who can’t decide between the two. Whether you choose white gold or yellow gold, however, be sure that you are buying the right piece for you.

iPad 3 Review

Apple released the new iPad 3 in mid-March and already it has garnered huge buzz throughout the tech-world. Nearly every major technology site has posted iPad 3 reviews that delve into nearly every aspect of the product, but opinions naturally vary on just how useful the new features of the device are compared to its predecessors. While almost every review concludes that the device is a worthwhile tablet, some have wished for more noticeable upgrades in the new device. Continue reading

GE Top Load Washer Reviews

Save space, time and money with an upgrade to a GE top load washer! These washers feature the quality and durability you’d expect from a GE appliance along with the space-saving and energy-saving features of a top load washer. GE top load washers are energy star qualified appliances. They’re engineered and tested to ensure the best use of electricity and water during the washing process. This lowers your utility bills without sacrificing quality in the wash.

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GE Washer Reviews

GE makes many different types of washers. Front loaders, top loaders, water savers, energy star rated and more. From the humble days of a washer having a wash, rinse and spin cycle, now they come with dirt sensors, weight sensors and more so only the right amount of water and agitation is necessary to clean clothes. A few more years, and they might just make a “Jetsons” machine that would dry and fold it for us.
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GE Dryer Reviews

General Electric is one of the largest manufacturer of appliances worldwide. Using new technology, GE has developed GE ENERGY STAR, offering hundreds of energy-efficient appliances. In an effort to accompany GE front-load washers, GE energy-efficient dryers save money while contributing to the conservation of energy. In addition, the appliance division of GE is creating engineering and manufacturing jobs in the US. This effort is expected to reverse the previous trend with about 90% of GE’s front load washer and dryer units being manufactured outside the US. GE calls the new design their “Net Zero Energy Home” project. While creating new jobs for Americans, GE is also attempting to bring energy-efficient appliances to the world.

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Buying an Engagement Ring

When a man sets out to buy an engagement ring, he knows the importance of the piece of jewelry he is about to purchase. Not only is the engagement ring a symbol of love, but it is also the one accessory that his bride will wear every day for the rest of her life. For this reason, buying an engagement ring should take time, and the soon-to-be husband should be very careful that he has done the research and exercised all of his options when purchasing the ring.

Choosing a Design

Before looking for a jewelry store that sells engagement rings, a shopper should decide what style of engagement ring he wishes to purchase. Continue reading

What Makes A Good Credit Score

In a previous article, we talked about how a credit score is calculated. This information is useful for maintaining or improving your credit score. Today we’re going to dive deeper into what makes a good credit score.

What Credit Score Is Considered Good?

A good credit score sometimes varies with the economy and the political environment within the U.S. A figure of 620 was considered the dividing point between a better credit score and a less desirable credit score until recent years. A slowdown in the economy and the often-tragic list of foreclosures and loan defaults have caused many lenders to raise that figure when a decision must be made on lending money. Basically, a good credit score starts around 700 today.

What Impact Does a Good Credit Score Have?

A loan on a car or a mortgage on a house are considered big-ticket items. Applying for such a loan or mortgage may be an eye-opener for many people. If the credit score the lender obtains is too low, a refusal is almost automatic. The better the credit score the lender obtains, the more negotiating room a person has for a lower interest rate.

How Can You Better Your Credit Score?

The first thing that everyone needs to do is to carefully review their credit report at least annually. If possible, pay to see the credit score at that time. Most organizations charge to reveal that score. That review should include all three of the major credit reporting organizations. If there are any errors, be sure to work to get them corrected.

Next, work at getting credit cards paid down. Most lenders expect that balance to be 25 percent or less of the maximum amount allowed on the card. Then, pay loans and a mortgage as nearly on time as possible. Avoid opening any new account as that has a negative impact on the score. Also, try to avoid authorizing a credit report inquiry as those impact your score.

If a person is working to improve a credit score, another reason to check the score each year is to watch it go up. It may take some time to improve that score, but when a diligent effort is made the score will improve.

Finally, financing your home furniture & electronics through Freedom Furniture can help build your credit. We report good credit to all 3 major credit bureaus.

Choosing Your Living Room Furniture (part 2)

This is the second article in a two part series on choosing the right living room furniture. The first article discusses the importance of the room size, figuring out a budget, and choosing the appropriate style to fit the tastes of the home. 

Selecting Basics

Decorating experts recommend that homeowners begin by selecting a few basic pieces and then choosing accessories that coordinate. A sofa and a coffee table are the two pieces that many people choose first. Continue reading